Hand holding credit cards

Start Living Debt Free

Living debt free is not something that comes naturally to people, especially when surrounded by constant desires, temptations, and chasing the American dream of owning a shiny new car or purchasing a new home. But imagine what you could do if you didn’t have to pay for rent/mortgage, car payments, credit cards, school loans, etc.

Imagine how much extra money you would have each month.

Money to focus on the things you love.

Starting a debt-free journey is not easy, but it is also not impossible. Here are five easy steps you can take to get started on this new adventure:

Cut up your existing credit cards, close your accounts, and stop receiving pre-approved credit card You can opt-out of receiving notifications for 5 years or permanently. To opt-out visit: OptOutPreScreen.com.

Put an end to junk mail, including catalogs that may tempt you to purchase things such as clothes, home goods, cars, etc. Opt out online here.

Stick to a budget by understanding your monthly expenses, income, and cash flow. Click here to download a free monthly budget plan.

Pay for EVERYTHING with cash (debit cards are okay), including food, clothes, entertainment, bills, vacations, etc. If you don’t have cash, you can’t afford it.

Get motivated and inspired by reading: The Total Money Makeover by Dave Ramsey and I Will Teach You To Be Rich by Ramit Sethi.

These steps will help get you on the right path to living a debt-free life.

For more powerful tools for your personal and professional development, be sure to join our tribe. Our mission is to inspire you to live your best life by providing resources that focus on three key areas: Money – Wellness - Purpose. When you take the time to prioritize your spiritual, physical, mental, and financial health it leads to a more balanced, happier life! SIGN ME UP

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